Alternative Payments Customers Management

Overview

Customers are the foundational entity in Alternative Payments — every invoice, payment request, transaction, and payout traces back to a customer. For MSPs, a customer is typically a managed services client (a business you bill on a recurring or project basis). Each customer can have one or more users — the individual contacts at that business who receive invoices and pay them.

This skill covers the read + safe-write customer surface: listing, retrieving, and creating customers, adding users, and archiving (a destructive operation). There is no direct money-movement operation here.

Core Concepts

Customers and Users

A customer is created first; users are then attached under /customers/{id}/users. Invoices and payment requests reference the customer.

Customer Status

Archiving is performed with DELETE /customers/{id} — it does not hard-delete the record. Treat it as destructive and confirm before running it.

Field Reference

Customer Fields

User Fields

API Patterns

All requests carry a bearer token (Authorization: Bearer <token>). See Alternative Payments API Patterns for the OAuth2 client-credentials token flow, the 5 req/sec rate limit, and cursor pagination.

List Customers

curl -s "https://public-api.alternativepayments.io/customers?limit=100" \
  -H "Authorization: Bearer ${TOKEN}"

Responses are cursor-paginated — items are in data[] with a next_cursor / has_more indicator. Pass after=<cursor> to fetch the next page.

curl -s "https://public-api.alternativepayments.io/customers?limit=100&after=cursor_abc" \
  -H "Authorization: Bearer ${TOKEN}"

Get a Single Customer

curl -s "https://public-api.alternativepayments.io/customers/${CUSTOMER_ID}" \
  -H "Authorization: Bearer ${TOKEN}"

Create a Customer

curl -s -X POST "https://public-api.alternativepayments.io/customers" \
  -H "Authorization: Bearer ${TOKEN}" \
  -H "Content-Type: application/json" \
  -d '{
    "name": "Acme Corp",
    "email": "[email protected]",
    "phone": "+1-217-555-0123",
    "external_id": "MSP-ACME-001",
    "address": {
      "line1": "123 Main Street",
      "city": "Springfield",
      "region": "IL",
      "postal_code": "62704",
      "country": "US"
    }
  }'

List a Customer's Users

curl -s "https://public-api.alternativepayments.io/customers/${CUSTOMER_ID}/users?limit=100" \
  -H "Authorization: Bearer ${TOKEN}"

Add a User to a Customer

curl -s -X POST "https://public-api.alternativepayments.io/customers/${CUSTOMER_ID}/users" \
  -H "Authorization: Bearer ${TOKEN}" \
  -H "Content-Type: application/json" \
  -d '{
    "first_name": "Jordan",
    "last_name": "Lee",
    "email": "[email protected]",
    "phone": "+1-217-555-0144"
  }'

Archive a Customer (Destructive — Confirm First)

DELETE /customers/{id} archives the customer. Always confirm with the user before running it, and verify there are no outstanding invoices first.

curl -s -X DELETE "https://public-api.alternativepayments.io/customers/${CUSTOMER_ID}" \
  -H "Authorization: Bearer ${TOKEN}"

A 204 No Content indicates success.

JavaScript Example

async function createCustomer(token, customer) {
  const res = await fetch('https://public-api.alternativepayments.io/customers', {
    method: 'POST',
    headers: {
      'Authorization': `Bearer ${token}`,
      'Content-Type': 'application/json'
    },
    body: JSON.stringify(customer)
  });
  const text = await res.text();
  if (!res.ok) throw new Error(`Create customer failed (${res.status}): ${text}`);
  return JSON.parse(text);
}

Common Workflows

MSP Client Onboarding

1. Create the customer with company name, billing email, and your PSA id in external_id
2. Add billing users so invoices reach the right contacts
3. Create the first invoice (see Invoicing)

async function onboardClient(token, client) {
  const customer = await createCustomer(token, {
    name: client.companyName,
    email: client.billingEmail,
    external_id: client.psaId
  });

  for (const u of client.contacts) {
    await fetch(
      `https://public-api.alternativepayments.io/customers/${customer.id}/users`,
      {
        method: 'POST',
        headers: {
          'Authorization': `Bearer ${token}`,
          'Content-Type': 'application/json'
        },
        body: JSON.stringify(u)
      }
    );
  }
  return customer;
}

Client Offboarding

1. Verify no outstanding invoices (see Payments & Payouts)
2. Confirm with the operator — archiving is destructive
3. Archive with DELETE /customers/{id}

Cross-Reference with a PSA

Store your PSA/internal client id in external_id, then filter or match on it when reconciling Alternative Payments activity against your billing system.

Error Handling

Best Practices

1. Set `external_id` — map to your PSA client id for clean reconciliation.
2. Add at least one user — invoices and payment links need a recipient.
3. Confirm before archiving — DELETE is destructive; check for open invoices first.
4. Paginate with cursors — loop on has_more / next_cursor for large lists.
5. Stay under 5 req/sec — batch onboarding loops should pace their requests.
6. Read bodies as text then parse — avoids "body already read" errors.

Endpoint Reference

Related Skills

• Alternative Payments API Patterns - Auth, pagination, rate limits
• Alternative Payments Invoicing - Invoices and hosted payment requests
• Alternative Payments Payments & Payouts - Read-only transactions and payouts