expense-optimizer — independently scanned and version-tracked by SaferSkills.
SaferSkills independently audited expense-optimizer (Agent Skill) and scored it 100/100 (green). The audit ran 55 deterministic rules across Security, Supply Chain, Maintenance, Transparency, and Community; it found 0 high-severity and 0 lower-severity findings. The full rule-by-rule trace and per-finding evidence are below. Free, methodology-open.
Findings & checks · 0 flagged
Every scanned point with the score it earned and what moved between them.
First recorded scan — no prior version to compare against.
The primary manifest — the file an agent reads to learn what this artifact does.
Analyze your transaction history to identify recurring expenses, unused subscriptions, duplicate services, and optimization opportunities. Surfaces actionable savings by detecting charges you may have forgotten about or services you could downgrade.
transaction_search — detect recurring charges by pattern and frequencyanomaly_detect — flag subscriptions with price increases or irregular chargesspending_summary — identify highest-spend recurring categoriestransaction_search to find all transactions from the last 6 months.| Service | Monthly Cost | Frequency | Last Charged | Category |
|---|
anomaly_detect to flag:| Category | Description | Examples |
|---|---|---|
| Cancel | Services you likely don't use | Gym memberships with no related spending nearby, streaming services you haven't watched |
| Downgrade | Premium tiers you could reduce | Phone plan with unused data, cloud storage over 50% empty |
| Negotiate | Services with competitive alternatives | Internet, insurance, cell phone |
| Consolidate | Overlapping services | Multiple streaming, multiple cloud storage, multiple music services |
| Switch | Cheaper alternatives exist | Bank fees (switch to no-fee), high-interest debt (refinance) |
| Keep | Good value, actively used | No action needed |
To find recurring expenses manually:
SUBSCRIPTION, RECURRING, MONTHLY, ANNUAL, RENEWAL =SUMIFS(Amount, Description, "*NETFLIX*", Date, ">="&TODAY()-180) / 6This gives the average monthly cost for Netflix over the last 6 months.
Current: =INDEX(Amount, MATCH(1, (Description="*NETFLIX*")*(Date=MAX(IF(Description="*NETFLIX*",Date))), 0))
Original: =INDEX(Amount, MATCH(1, (Description="*NETFLIX*")*(Date=MIN(IF(Description="*NETFLIX*",Date))), 0))=MonthlyCost * 12~30 seconds. Free. No account. Every finding cites a rule and a line of evidence.